Slider Slider

Loan Programs

  • 20% minimum down payment for Portfolio loan products
  • 25% minimum down payment for Private Money loan products
  • Loan program options include:
    • 30-year fully amortized fixed-rate
    • 30-year amortized with 7-year balloon
  • Loan to value based on lower of sales price or appraised value
  • No prepayment penalty - refinance when you can
  • Minimum loan amount - $50,000.00
  • Full documentation loans ONLY
  • Qualifying ratio of 43% exceeded only with compensating factors
  • Foreclosure and short sales acceptable ONE DAY AFTER transfer of ownership
  • Quick and efficient pre-qualification process